FINANCING
Need help investing in your future? You’ve got options!
Stratus Financial
Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams. We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well. That’s why Stratus was created, because with Stratus, the sky is no longer the limit.
Your Aviation Dreams Start Here
You’re not just a number, and it shows with Stratus. We look beyond the typical FICO scores and look at you as a whole aviator. We want to set you up for success before you even apply with us!
We offer exceptional lending packages, including:
-
The best rate you’ll get anywhere to go from zero to hero!
-
Full financing for your entire flight training and more
-
Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
-
Pay your loan off any time you want with no consequences or penalties whatsoever.
Stratus Has You Covered For Resources For Your Aviation Career
-
Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
-
Resume reviewing, editing, and building
-
AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.
We look forward to helping you achieving your aviation dreams and seeing you in the sky!
If you are interested in getting started, please click here to apply now:
​
​
​
If you have limited credit or low income you may need a Co-Borrower; if so, please have your co-borrower complete their application here:
Flight Training Finance LLC
When it comes to financing your aviation career, you can never be prepared enough. Flight Training Finance LLC is an independent loan company that specifically focuses on providing you the necessary funds needed to jump-start your future. Regardless of whether you need financing for one or all of your training stages, Flight Training Finance LLC supplies you with what you need based on your credit score. The better your credit score, the lower your interest rates will be! And if you’re able to finish your training early and make your initial payments on time, they’ll even give you a cash refund up to 25% on your overall loan! Click the link below to find out more!
AOPA Flight Training Finance and Scholarships
Are you an AOPA Member? If you are, make sure to take advantage of AOPA’s Flight Training Credit program! With a good credit score, you can receive a $20,000 loan that could prove instrumental in the development of your aviation career. Your required loan could go towards your education in as little as 3 days! Click here to start the application process and get more info!
Let’s not forget you can potentially receive free money towards your aviation education! AOPA members also have access to multitudes of scholarships that could greatly help you become a professional pilot. Click here to see which scholarships you qualify for!
​​
Not a member? Don’t feel left out! For as little as $7.41/month, you can become an AOPA member with access to their vast benefits and resources! Click here to learn more!
Any tips on making my finance payments on time?
Sure! In order to help make their initial payments, a lot of students sign up for 0% APR credit cards that last for 15-21 months after they finish their training. That will last them throughout the majority or entirety of their initial time-building phase outside of school. During that time, they’ll be working as CFIs or low-time pilots, already getting paid to fly airplanes! So by the time they’ve accumulated the required time to begin working at the airlines, they’ll be ready to make their normally scheduled payments entirely off their new high-paying salaries! Forbes has listed the top 10 0% APR credit cards for 2023 and can be accessed via the link below:
https://www.forbes.com/advisor/credit-cards/best/0-apr/
…Or you can just pay as you go!
Already have too many loans to pay off? Well, that’s okay! Just pay as you go! Since you don’t have to adhere to a specific schedule, you can fly and PAY at your pace.
Is there any way for me to save some money during my training?
Absolutely! Make sure to take advantage of the all consistent discounts and promotions we offer. Aside from the discounts we offer to military and first responders, all students are eligible for our sunrise and twilight flight rates. Not to mention, the other various promotions we offer year round!
Training Cost Breakdown (From 0 time!)
Average Private Pilot Training Cost: $18,000 - $21,000
Average Instrument Rating Training Cost: $15,000 - $20,000
Average Commercial Pilot Training Cost: $10,000 - $12,000
*possible additional costs outside training for commercial phase*